At HC Financial Group, we are committed to delivering high-quality results to our clients. We take the time to understand each client’s unique financial situation, and we provide personalized attention and expert advice to help them achieve their financial goals. Our clients can trust us to deliver accurate, reliable, and comprehensive services every time.

OUR MISSION

As Investment Advisor Representatives, we believe that security in retirement comes from the knowledge that you have a sound financial plan that is designed to help you build, grow and enjoy your life’s savings – while working to ensure your financial future.

As financial planners, we help our clients take control of their financial future through education and the creation of a comprehensive financial strategy that is designed to help them with the five critical areas of financial planning, including:

Lifetime Income – To create an income plan to help ensure you and your family will receive guaranteed increasing income during your entire retirement.

Risk Management – To eliminate unnecessary risk from your portfolio while helping to ensure you still have enough growth to cover your expenses in retirement.

Tax Advisory – To help ensure you reduce your income tax liability during all phases of retirement and to help create tax-free income when possible.

Healthcare Costs – To anticipate one of the greatest potential financial risks in retirement and offset it with smart healthcare options for you and your family.

Legacy Planning – To help ensure your loved ones and other beneficiaries receive everything you intend through a smart, smooth transition from you.

We see it as our responsibility to help our clients make the strongest financial decisions for themselves and their loved ones. Our promise to you is simple; to serve you to the best of our ability, protecting your interests above all others.

Discover what it means to have a custom-tailored financial plan that is designed specifically for you and your needs, and is designed to provide you and your loved ones with security and peace of mind for years to come.

HC Financial Group is also an insurance agency and provides insurance services to clients through Impact Partnership, which is separate from Hugo’s role as Investment Advisor Representative of Portfolio Medics. Investment advisory services are offered through Portfolio Medics. HC Financial Group and Portfolio Medics are not affiliated. The information contained on this website is intended for educational purposes only. It does not constitute financial/investment advice, nor is it a substitute for financial/investment advice. Nothing in this message should be construed as investment advice.

Additional services provided are as followed:

• Tax Advisory – When it comes to tax planning, we’re experts in navigating the complex and ever-changing tax laws. We’ll work with you to ensure that you’re taking advantage of all available deductions and credits while also minimizing your tax liability. With our help, you can rest easy knowing that your taxes are done right, on time, and without any stress.

• Plan Consulting – We do not base our fees upon the investment value of a 401(k) plan. That’s the old-fashioned way of how money-managers get paid from being part of 401(k) plans. We base our fee totally upon the number of plan participants. As a result, our fee is lower than charged by others most of the time. It’s very possible that we could save you lots of money over time. As a 401 (k) advocate, we also empower workers to save for retirement by providing smart financial education. We work intimately with plan participants to make ensure they are knowledgeable in all aspects of their 401 (k) as well as their finances in general.

• Wealth Management – Our wealth management services are designed to help you build and grow your wealth over time. We’ll work with you to create a personalized investment plan based on your goals, risk tolerance, and timeline. We’ll then actively manage your portfolio, making adjustments as needed to ensure that your investments are always working for you.

• Estate Planning – Includes assistance with living trusts and elimination of estate taxes.

• Insurance Services – Providing you and your family financial protection against possible hazards in the future.